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Insurance

Insurance Advisory Service

Insurance is an important risk management tool that can protect you, your family and your business from financial hardship caused by unplanned events. Through identifying and individual’s circumstances and the determination of appropriate insurance solutions, our insurance advisors are able to assist our clients structure a risk management strategy.

Our insurance advisory service include:

Personal Insurance

SMART Financial Advisory strongly believes that one of the most critical components of comprehensive financial planning is protecting your personal and financial wellbeing from unforeseen illness, injury, permanent incapacity, traumatic illness or death.

  • Term Life (or Death)
  • Total and Permanent Disability
  • Income Protection
  • Trauma

Business Insurance

Business insurance provides cover for unexpected events that affect your business’s contents, stock, and other assets. Insurance proceeds can be utilised to replace any lost revenue, repay debt, cover additional expenses or inject required capital into the business.

SMART Financial Advisory provides the following insurance solutions for businesses:

  • Key Person Insurance
  • Business Expenses Insurance
  • Contents Insurance
  • Public Liability
  • Professional Indemnity Insurance

Business Succession Planning

Businesses risk the possibility of not surviving planned or unplanned exits from the business, without an appropriately structured Shareholder Agreement or Buy-Sell Agreement. To aid our clients plan their exit accordingly and allow for a smooth transition with less likelihood of any disruption to business operations the Employee Acquisition Scheme provides a roadmap for:

  • Restrictions on selling shares
  • How the business should be valued when shares are sold or a shareholder passes away
  • How disputes between shareholders can be resolved
  • Flexibility for growth and change

Secure your future today by taking valuable insurance advice from our expert personal insurance advisor in Melbourne. Call now!

Testimonials

We deliver true results, focusing on strategic decisions and practical actions tailored to our clients' unique reality. We engage all levels of an organization from day one.

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John Farrell

I have entrusted my retirement strategies with Smart Financial Advisory Pty Ltd (Pallavi Mahajan) since leaving the workforce in December 2015.

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Ken Smart

Very friendly adviser who knows her stuff. We've been very happy with how our finances have been setup.

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Ross Peters

I would like to thank Pallavi Mahajan and her associates for all their help setting up my transition to retirement they did a fantastic job with minimum fuss...

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Hilary Taylor

As a professional Tax Consultant, over the years I have dealt with a number of Financial Planners and referred many of my clients. Although they were happy what..

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Dancy He

I have known Pallavi for 2 years now and we have been working together so well.I am absolutely impressed with her service in the financial planning area – what..

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Jim Coull

I was referred to Smart Financial and am a current client. The professionalism & knowledge of the team led by Pallavi has seen my financial position tailored – what..

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Google Rating
4.0
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