With COVID 19 pandemic taking billions of lives and disrupting business activities across the planet, people have realised the importance of securing the financial future of their loved ones. This paradigm shift has moved life insurance on the top of everyone’s to-do-list. A life insurance cover cannot prevent an unfortunate accident or pandemic – but […]
In the world of hobby investors and crypto-currencies, it’s easy to be left wondering if you should be jumping on these bandwagons or staying as far away as possible! Investment fads over the years have come and gone, making fortunes for a few but major losses for the rest. Tried and tested rules of investing, […]
Firstly, this newsletter is to check in on all how all my clients are coping, especially those located in Victoria. A 6th lockdown brings with it frustration, anger, despair, and impatience. We are asking ourselves when will these restrictions ease and when will we stop going in and out of these lockdowns? Although we don’t […]
With an approximate $2.8 trillion dollars, Australia’s superannuation retirement saving pool is getting enormous. Considered as a model for other countries, Australia’s superannuation is hailed as one of the most systematic and efficient retirement schemes. But, when some new concept becomes popular and big, it often gets shrouded by apprehensions, doubts and negative publicity. This […]
Millions of individuals and companies will be changing the way they do things, either by choice or with no other options available. Perhaps you will be working from home more and thinking about re-locating to a more affordable suburb to give you extra cash on hand. Or wanting to put the steps in place to […]
As we try to cope with the effects of Covid19 as a nation, the Government has put forward a budget that allows us greater access to money, with the intention of encouraging us to spend. Here’s the highlights of incentives where you may be eligible: Expanding access to First Home Super Saver Scheme The First […]
For a COVID hit economy, the revival of small businesses is essential. The Australian small business sector is one of the major contributors to GDP and generates employment. However, with the current economic challenges, the road to recovery might be too bumpy. Therefore, it has become more important than ever for small businesses to optimise, […]
As a small business owner, you have to juggle numerous hats at the same time. Apart from taking care of achieving bottom line, you have to burn midnight lamps to organise critical operations like finances and tax planning. Tax planning may seem like taking a walk in the park. But, in reality taxation can be […]
With the end of the financial year fast approaching there may be some valuable opportunities that might be worth discussing. Depending upon your personal circumstances there may be some planning strategies that may benefit you or your family in the lead up to the end of this financial year. Superannuation Maximise concessional contributions Concessional contributions […]
Running a business is like a roller coaster ride. If there’s the excitement of earning a huge fortune, there are also risks involved. As a business owner, you are always exposed to a plethora of business risks that can create hurdles and challenges. One catastrophic turn of events like a pandemic or an expensive lawsuit […]
